Would you be interested in this?
I want to know how many people think they are paying to much for insurance. What if you could join a plan for $ 39 a month? would you do it? I am just taking a survey. The plan would include office visits for $ 10. you would see a Nurse practioner for most cases. You would also get certain prescriptions for a $ 10 copay as well filled within the same retail location. I am even thinking about throwing in a dental hygenist for emergency situations and maybe a couple free dental cleanings a year with your plan. There would be no major hospital coverage or emergency surgery services for this price but you would have most of your minor medical complications covered. Allergies to Colds, Flu, Strep tests, STD tests and treatments, pain relief, sprains, strains. Mostly what an urgent care facility would treat. And if you did not join the plan the out of pocket expense would be around $ 59 per visit. Now tell me who would be in on this? any info will help with my initial interest survey. thanks!
Well The incentive to join if you had major medical coverage already would be fast walk in no appointment needed visits. Also, if you don't have medical coverage to begin with, it would be better to at least have the minor doctor visits covered. I went to an urgent care the other day and my bill was $ 182 for some allergy medication. That is just too much for a ten minute visit with a physician assistant. I was thinking of an alternative to that. You could have this plan as well as a catastophic health plan for major medical problems such as major surgeries or diseases. but catastrophic coverage is far less than your average full coverage health plan. we need a plan that covers the middle ground. cause most people either have full coverage or no coverage at all. we should have more choices than that don't you think? even cell phones have more plans and choices than that. It's like unlimited minutes or no minutes. how about 300 hundred. thats all i need. well they have it. not for health
Posted by sara97a
right now for both my husband and i on his insurance we are paying aroung 117 every two weeks. he does have crappy insurance, but we need it. i would love to have good insurance that wasn't expensive.
Posted by Nay
It sounds like a good plan, but I'm english and therefore dont really know how much your average pay of insurance is anyway.
Posted by justcuriouslikegeorge
I don't think I would be interested because I buy insurance to protect myself in case of a major medical calamity in my family. I would rather pay out-of-pocket for the treatments you described.
Still, it might be marketable to people who cannot save for minor medical attention and want to put a little aside each month. But in that case, there would be more incentive if they could have it excluded from their income before being taxed.
Posted by boredgal
Sounds like a sales pitch to me...
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